Todd helps clients determine and pursue their financial and life goals. He dedicates himself to building lifelong relationships with clients and offers them comprehensive financial planning services, professional portfolio management, and preservation strategies.
A graduate of the University of Tennessee at Chattanooga, Todd has worked as a financial advisor at Edward Jones and at MML Investors Services. In 2013, he earned the position of managing partner at Tandem Financial Partners of Ameriprise and in 2018, he proudly joined Steward Partners. Todd’s mission is to help folks have the information they need to make the financial decisions best suited for them. He wants to instill a sense of confidence and empowerment in his clients as they pursue their financial goals, and he wants them to know they can depend on him through every step of the financial planning process. Todd is looking forward to utilizing the Raymond James platform to continue offering his clients exceptional service.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP Certified Financial Planner™, and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Vernon Thornton is delighted to be part of the inception of Covenant Wealth Advisors as a Financial Advisor. The journey began over 25 years ago when he began his informal financial mentorship under his CPA father-in -law. This grew into a passion in investing and personal finance. In 2013, Vernon decided to pursue the coveted CFP® designation. After going back to school and passing the exam on his own time, he began his financial services career with Ameriprise. While working on the CFP® certification he met Todd Gaither, founder and managing partner of Covenant Wealth Advisors. Todd became a trusted friend and later a colleague when Vernon moved to Freedom Street to join the Tandem Financial Partners Team of which Todd was a partner. When Todd unveiled his plan to form Covenant Wealth Advisors and asked Vernon to join him, Vernon knew he had found a home. The idea of covenant goes beyond just a promise or a casual relationship. At Covenant Wealth Advisors the commitment to you is to go beyond; beyond in integrity, beyond in service, beyond in relationship, and beyond in diligently providing wholistic financial solutions for your individual, family, and business needs, because we know that your financial life intersects and affects every other area of life; physical, mental, emotional, even spiritual. This wholistic approach is paramount, as Vernon’s background has been serving people in full-time ministry. He still enjoys leading the choir and orchestra weekly at Central Baptist Church in Douglasville, GA where he makes his home with his wife and best friend Karen. Vernon and Karen have three wonderful children, and three incredible grandchildren.
Along with the CFP® designation, Vernon holds the Series 7, 66 and SIE licenses. He is also licensed for Life, Health, Long Term Care, and Variable Insurance and Annuities. Vernon specializes in financial planning, investments, insurance, and personal finance.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, and in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
As a financial advisor, Chris is committed to educating and empowering his clients.
Driven and devoted to helping those around him succeed, Chris provides clients a quality standard of financial services that’s distinctly fashioned around their long- and short-term financial goals. He views his role as more than a job and looks forward to cultivating meaningful, long-lasting relationships with the clients he serves.
Growing up, Chris watched his father join the financial world and saw the positive impact he had on the lives of those around him through his work. Witnessing the joyful and prosperous relationships his father developed with clients and organizations in the community inspired Chris to follow a similar career path. The more he learned about financial planning, the more passionate he became about making it his life’s work.
Chris studied business management at the University of Tennessee at Chattanooga and has specialized knowledge in tailored financial planning, retirement income planning, professional asset management and preservation strategies. Prior to joining Raymond James in 2018, Chris served as a client service manager for Tandem Financial Partners.
